Private Investments

Access to Private Investment Opportunities

For clients who qualify as either accredited investors (AI) or qualified purchasers (QP) and seek to diversify beyond traditional stocks and bonds, Destiny Wealth Partners offers access to carefully vetted private investment opportunities. These may include private equity, real estate, venture capital, and alternative assets. Our team conducts thorough due diligence and partners with reputable partners to help pursue enhanced returns and reduced portfolio volatility. We guide you through the complexities of private investing, ensuring these opportunities align with your overall financial strategy and risk profile.

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Accredited Investor

An accredited investor is an individual or entity that meets specific income or net worth thresholds established by the SEC, enabling them to invest in select private securities offerings. For individuals, this typically means having an annual income of at least $200,000 ($300,000 with a spouse) for the past two years, or a net worth exceeding $1 million (excluding the primary residence).

Qualified Purchaser

A qualified purchaser is a higher standard than an accredited investor, defined under the Investment Company Act of 1940. Generally, an individual must own at least $5 million in investments, while entities may need $25 million or more. Qualified purchasers have access to a broader range of private investment opportunities, such as certain hedge funds and private equity funds.

Summary

• Accredited Investor: Lower threshold; $200,000 income or $1 million net worth.
• Qualified Purchaser: Higher threshold; $5 million or more in investments.
• Qualified purchasers can access more exclusive investment opportunities than accredited investors.

Important Disclosure: Alternative and private investments are available only to investors who meet applicable suitability standards, including accredited investor and/or qualified purchaser status as defined under federal securities laws. These investments involve substantial risks, may be highly illiquid, are not subject to the same regulatory requirements as publicly traded investments, and may result in the loss of some or all invested capital. Investors should carefully review all offering documents and consult with their legal, tax, and financial professionals before investing.

Rankings and Awards

We are honored to have earned the recognition or acclaim of many of the leaders in our industry.

Rankings are specific to Destiny Wealth Partners, its affiliated firms, or to Thomas Ruggie, ChFC®, CFP®.  Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Destiny Wealth or Ruggie Wealth Management is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Destiny Wealth or Ruggie Wealth Management by any of its clients. Rankings published by magazines, and others, may base their selections on information prepared and/or submitted by the recognized adviser. Recognition Disclosures 

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